Fixed deposit is one of the way companies to raise their capital. Here is list of top company offer their FD's for retail Investor.
Company Name | 12 M | 24 M | 36 M | Min Amt | Sr. Citizen | Interest Compounded |
Bilcare Ltd | 11.00 | 11.50 | 12.00 | 20000 | 0.25 | Q |
DHFL Aashray Depo. Plus | 10.75 | 10.75 | 10.75 | 10000 | 0.50 | M/Q/H |
DHFL- Swayam Sidha | 10.75 (500 days) | 10000 | 0.50 | M/Q/H | ||
DHFL Aashray Depo. | 11.01 (400 days) | 10000 | 0.50 | M/Q/H | ||
Gruh Finance Ltd | 9.00 | 9.25 | 9.25 | 1000 | 0.25 | M/Q |
HDFC Ltd- Regular | 8.90 | 9.05 | 9.15 | 20000 | 0.25 | M/Q/H |
HDFC Ltd - Sr. Ciitizens | 9.80 (20 M & 40 M) | 20000 | - | M/Q/H | ||
HDFC Ltd - Platinum | 9.40 (15 M & 33 M) | 20000 | 0.25 | M/Q/H | ||
Helios Matheson Info. Tech Ltd | 12.00 | 12.00 | 12.00 | 25000 | - | M/Q |
Ind Swift Lab Ltd | 11.00 | 11.50 | 12.00 | 10000 | 0.50 | Q |
Jaiprakash Asso. Ltd | 12.00 | 12.25 | 12.50 | 20000 | - | M |
Jaypee Infratech Ltd | 11.75 | 12.25 | 12.50 | 20000 | M | |
KTDFC - Regular | 10.25 | 10.25 | 10.25 | 10000 | 0.25 | M/Q |
KTDFC - Salute Scheme | 10.50 (60 M & 120 M) | 25000 | M | |||
Mahindra & Mahindra Fin Ser. | 9.25 | 10.00 | 10.25 | 10000 | 0.25 | Q/H |
PNB Housing Fin Ltd | 9.50 | 9.50 | 9.50 | 20000 | 0.25 | H |
Pratibha Industries Ltd | 11.50 | 12.00 | 12.25 | 20000 | 0.25 | H |
Shriram Unnati | 9.25 | 9.75 | 10.75 | 25000 | 0.25 | Q/H |
Unitech Ltd | 11.50 | 12.00 | 12.50 | 25000 | - | Q |
Interest Rate Updated as on : 5 Nov 2012
Forms available with us : Mail - rajendra@puneinvest.com
Call - Rajendra : 800 775 0904
SMS - "FD" for more details |
Things to be remembered before investing
- Do check credit rating assigned by the credit rating agencies to the fixed deposits being considered.
- Ignore unrated Fix Deposit scheme
- Understand the background and credibility of the promoters.
- Choose company with a better track record for similar rated companies.
- Always have a nominee for the deposits made by you
- Don't investment all part of saving in Fixed deposit or single company.
- Don't invest in companies that care little about investor services
- Don't get lured by high interest rates
- Don't hesitate to seek regulators assistance for any grievance
- Check for financial performance of the company.
- Some Advisor advise higher commission FD's so check it.
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