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KTDFC -Fixed Deposit-SALUTE Scheme 13.73% Annual Yield

Kerala Transport Development Finance Corporation Ltd ( KTDFC) has added a new scheme to the existing Fixed Deposit basket.
                                             This Scheme is called the "SALUTE"

Care and protection of parents is the most important social problem in the modern world scenario. By this scheme, one can ensure stable monthly amount as a token gift to the parents. One has to make deposit under SALUTE in the name(s) of their parents.
                                                   Interest Rate 10.50 % (Monthly Cumulative )
The salient feature of SALUTE are :
    • Employed children can make deposits under the scheme in the name of their parent(s).
    • Only children or both jointly and severally, can deposit under the scheme in favor of the parent(s).
    • Deposit can be made in the multiples of Rs. 25000.
    • Deposit can be made for a lock in period of 5 year/ 10 years as the case may be.
    • Special Attractive Interest Rate @ 10.50% (Monthly Cumulative) will be made applicable for deposit under the scheme. Annual Yield will be  13.73% for the lock in period of 5 year and 18.45% for the lock in period of 10 years
    • Once the deposit is made under the scheme , payment of benefits in the form of interest to the beneficiaries will start after the completion of 5/10 years as may be opted.
    • This scheme will be operated under the guarantee of the Govt of Kerala.
    • TDS will be applicable
    • If there be a major  volatility in the interest rate, KTDFC will have the option to reduce the rate of interest
    • KTDFC has made arrangement with Oriental Insurance Co. To provide health insurance coverage to the beneficiaries on a nominal payment of premium. Insurance coverage is optional

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