Companay Fixed Deposit Interest Rate - Nov 2012

Fixed deposit is one of the way companies to raise their capital. Here is list of top company offer their FD's for retail Investor.  

Company Name	12 M	24 M	36 M	Min Amt	Sr. Citizen	Interest  Compounded
Bilcare Ltd	11.00	11.50	12.00	20000	0.25	Q
DHFL Aashray Depo. Plus	10.75	10.75	10.75	10000	0.50	M/Q/H
DHFL- Swayam Sidha	10.75 (500 days)			10000	0.50	M/Q/H
DHFL Aashray Depo.	11.01 (400 days)			10000	0.50	M/Q/H
Gruh Finance Ltd	9.00	9.25	9.25	1000	0.25	M/Q
HDFC Ltd- Regular	8.90	9.05	9.15	20000	0.25	M/Q/H
HDFC Ltd - Sr. Ciitizens	9.80 (20 M & 40 M)			20000	-	M/Q/H
HDFC Ltd - Platinum	9.40 (15 M & 33 M)			20000	0.25	M/Q/H
Helios Matheson Info. Tech Ltd	12.00	12.00	12.00	25000	-	M/Q
Ind Swift Lab Ltd	11.00	11.50	12.00	10000	0.50	Q
Jaiprakash Asso. Ltd	12.00	12.25	12.50	20000	-	M
Jaypee Infratech Ltd	11.75	12.25	12.50	20000		M
KTDFC - Regular	10.25	10.25	10.25	10000	0.25	M/Q
KTDFC - Salute Scheme	10.50 (60 M & 120 M)			25000		M
Mahindra & Mahindra Fin Ser.	9.25	10.00	10.25	10000	0.25	Q/H
PNB Housing Fin Ltd	9.50	9.50	9.50	20000	0.25	H
Pratibha Industries Ltd	11.50	12.00	12.25	20000	0.25	H
Shriram Unnati	9.25	9.75	10.75	25000	0.25	Q/H
Unitech Ltd	11.50	12.00	12.50	25000	-	Q

Interest Rate Updated as on : 5 Nov 2012

Forms available with us : Mail - rajendra@puneinvest.com                                             Call - Rajendra : 800 775 0904                                           SMS -     "FD"  for more details

Things to be remembered before investing

• Do check credit rating assigned by the credit rating agencies to the fixed deposits being considered.
• Ignore unrated  Fix Deposit scheme
• Understand the background and credibility of the promoters.
• Choose company with a better track record for similar rated companies.
• Always have a nominee for the deposits made by you
• Don't investment all part of saving in Fixed deposit or single company.
• Don't invest in companies that care little about investor services
• Don't get lured by high interest rates
• Don't hesitate to seek regulators assistance for any grievance
• Check for financial performance of the company.
• Some Advisor advise higher commission FD's so check it.